Stellar Price & Performance
XLM · CryptocurrencyLive market data · Last updated: July 5, 2026 at 1:26 a.m. (ET). Prices shown in USD and for information only — not investment advice.
Stellar (XLM) is trading at $0.201484 USD, down -2.54% over the past 24 hours. Its market capitalization is $6.85B, ranking it #17 among all cryptocurrencies by market value.
How we think about Stellar at Evermore
Stellar (XLM) is currently classified as a mid-cap cryptocurrency by market value. This is an established cryptocurrency but materially smaller and more volatile than the top-ten names. Position sizing matters: a drawdown of 70–90% from a prior high is not unusual for assets in this tier, which is why we size crypto by what a client can lose without derailing their plan.
How Stellar is taxed in Canada
The Canada Revenue Agency treats cryptocurrency as a commodity, not currency. When you sell, trade, or spend Stellar, you trigger a taxable event — typically a capital gain (50% of the gain is taxable) if you are an investor, or fully-taxable business income if the CRA considers your trading a business. Every disposition must be reported, including crypto-to-crypto trades.
Can you hold Stellar in a TFSA or RRSP?
No. You cannot hold XLM directly inside a TFSA, RRSP, or other registered account — cryptocurrencies are not "qualified investments." Canadians who want tax-sheltered crypto exposure typically use a listed crypto ETF held inside a registered account instead, which changes the risk and fee profile considerably.
Common Questions
What is the price of Stellar (XLM) today?
Stellar is trading at approximately $0.201484 USD. Prices are highly volatile and update continuously; this page refreshes its data on a short cache to stay reasonably current.
What is Stellar's market capitalization?
Stellar has a market capitalization of roughly $6.85B USD, ranking it #17 among all cryptocurrencies by market value.
How is Stellar taxed for Canadian investors?
The CRA treats Stellar as a commodity. Selling, trading, or spending it is a taxable disposition — normally a capital gain (50% taxable) for investors. Crypto-to-crypto trades are taxable too. Keep detailed records of the cost base and fair market value at each transaction.
Can I hold Stellar in my TFSA or RRSP?
Not directly — XLM is not a qualified investment for registered accounts. Canadians seeking sheltered exposure usually use a listed crypto ETF inside a TFSA or RRSP instead.
Is Stellar a good investment?
That depends entirely on your financial plan, time horizon, and risk tolerance. We treat crypto as a small speculative satellite position, never core capital. Speak with a CFP® or CIM® before allocating.
Talk to a CFP® or CIM® at Evermore
Independent, fiduciary-style advice from Burlington, Ontario. Serving Canadian families with $500k+ in investable assets.
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