XRP Price & Performance
XRP · CryptocurrencyLive market data · Last updated: July 5, 2026 at 4:01 a.m. (ET). Prices shown in USD and for information only — not investment advice.
XRP (XRP) is trading at $1.14 USD, up +0.32% over the past 24 hours. Its market capitalization is $70.94B, ranking it #6 among all cryptocurrencies by market value.
How we think about XRP at Evermore
XRP (XRP) is currently classified as a large-cap cryptocurrency by market value. As one of the largest cryptocurrencies by market value, this is among the more liquid and widely-held digital assets. Even so, its volatility dwarfs that of a diversified equity portfolio, so we generally frame any crypto exposure as a small satellite position rather than a core holding.
How XRP is taxed in Canada
The Canada Revenue Agency treats cryptocurrency as a commodity, not currency. When you sell, trade, or spend XRP, you trigger a taxable event — typically a capital gain (50% of the gain is taxable) if you are an investor, or fully-taxable business income if the CRA considers your trading a business. Every disposition must be reported, including crypto-to-crypto trades.
Can you hold XRP in a TFSA or RRSP?
No. You cannot hold XRP directly inside a TFSA, RRSP, or other registered account — cryptocurrencies are not "qualified investments." Canadians who want tax-sheltered crypto exposure typically use a listed crypto ETF held inside a registered account instead, which changes the risk and fee profile considerably.
Common Questions
What is the price of XRP (XRP) today?
XRP is trading at approximately $1.14 USD. Prices are highly volatile and update continuously; this page refreshes its data on a short cache to stay reasonably current.
What is XRP's market capitalization?
XRP has a market capitalization of roughly $70.94B USD, ranking it #6 among all cryptocurrencies by market value.
How is XRP taxed for Canadian investors?
The CRA treats XRP as a commodity. Selling, trading, or spending it is a taxable disposition — normally a capital gain (50% taxable) for investors. Crypto-to-crypto trades are taxable too. Keep detailed records of the cost base and fair market value at each transaction.
Can I hold XRP in my TFSA or RRSP?
Not directly — XRP is not a qualified investment for registered accounts. Canadians seeking sheltered exposure usually use a listed crypto ETF inside a TFSA or RRSP instead.
Is XRP a good investment?
That depends entirely on your financial plan, time horizon, and risk tolerance. We treat crypto as a small speculative satellite position, never core capital. Speak with a CFP® or CIM® before allocating.
Talk to a CFP® or CIM® at Evermore
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